Fee-Only Goal Based Financial Planning

About

Taking the worry out of your financial future.

About Us

Mutual Advantage is a personal financial planning and tax planning/preparation firm registered with the State of Colorado as a Registered Investment Advisor (license number IA735). Since opening our doors in 1996, we have worked with our clients to develop comprehensive financial plans, so they can take charge of their finances, build their net worth, and achieve their life goals. Our work with clients helps them learn about their financial affairs and take an active role in managing them to minimize risk and maximize returns.

 
 

Team

 
 

founder & president

John Einberger, CFP®, MBA

John has been practicing financial planning for over 20 years. Financial planning is a second career after being an entrepreneur starting four high tech companies, growing them to a size they could either be sold or merged and then starting again. Even though he's worked long enough to deserve more time on his bicycle and solving Sudoku puzzles, he thoroughly enjoys making a positive impact in his clients' lives.

Fun fact: John has bicycled across the United States twice! Once from San Francisco, CA to Portsmouth, NH and once from International Falls, MN to New Orleans, LA. He drafted his daughter the whole way.

 

Education

UNIVERSITY OF COLORADO, BOULDER
MBA, 1979

UNIVERSITY OF COLORADO, BOULDER
BS, Business, 1976

Activities & Affiliations

• Certified Financial Planner, CFP®
• Alliance of Comprehensive Planners, ACP
• Fee Only Network
• Registered Tax Return Preparer

 

 
 

 
 
 
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ParAPlanner

Susan Einberger, MBA

Susan is new to the formal practice of financial planning, but not new to the concepts after growing up under a sage of personal financial planning where family dinner conversations centered on saving for college. Prior to joining Mutual Advantage, LLC, Susan spent a dozen years as an integral team member for several successful natural food startups in Boulder. 

Fun fact: Susan has bicycled across the United States twice! Once from San Francisco, CA to Portsmouth, NH and once from International Falls, MN to New Orleans, LA. She drafted her father the whole way.

 

Education

UNIVERSITY OF OREGON, EUGENE
MBA, 2009

UNIVERSITY OF COLORADO, BOULDER
BS, Finance, 2003

Activities & Affiliations

•Candidate for Certified Financial Planner