Fee-Only Goal Based Financial Planning

Pledge To Clients

Pledge to Clients

As an ACP member, in my dealing with my clients, I pledge to be:

HOLISTIC in outlook.  I will consider everything I know about your relevant circumstances, family needs, goals, values, and aspirations when making comprehensive planning recommendations.

PROFESSIONAL in conduct.  I will strive to maintain the highest ethical standards possible in my work and life. I will enhance my skills and credentials through ongoing continuing education, and I will refer you to other professionals when you need help in an area outside my expertise.

EDUCATIONAL in nature.  I will guide you through your options and explain them clearly to help you make the best choices.  I will always take the time to help you understand my advice.

INDEPENDENT in compensation.  I will never sell you a product other than holistic financial planning, nor will I take a commission or a referral fee from another professional.  You will receive objective, unbiased advice from me.

COMMITTED to your success.  Holistic financial planning is a process, not an event, and I commit to adjusting your plan as your life goals and circumstances change.

Privacy Policy

In the course of doing business with Mutual Advantage, LLC you share personal and financial information with us.  This information comes from a variety of sources, including the forms you fill out, statements and records you show me, conversations we have, letters and e-mails you send me.  Our retainer agreement states that I will keep confidential the information you give me.  Maintaining the privacy and confidentiality of this information is important to both of us.  After all, we realize that our relationship is built on trust.  Preserving that trust is our goal.

How Mutual Advantage, LLC Handles Your Personal Information:

  1. We do not, under any circumstances, sell your personal information to anyone.

  2. We do not disclose your personal information to any third parties, unless you expressly authorize us to do so.

  3. We use your personal information to deliver the best possible service to you and to fulfill our regulatory obligations.

  4. We maintain physical, electronic and procedural safeguards to protect your personal information.

  5. We will keep personally identifiable information about you as long as you are a client, and for some time thereafter in order to meet the document retention rules set out by federal and state securities laws, and by the CFP Board Code of Ethics and Professional Responsibility.  After this required period of retaining your records, all such information will be destroyed.

Finally, Mutual Advantage, LLC will only release information about you if you expressly direct us to do so, if we are compelled by law to do so, or in other legally limited circumstances (e.g., to defend ourselves against a law suit).  If you have any questions about this Privacy Policy please contact Mutual Advantage, LLC.

As required by federal and state law Mutual Advantage, LLC will notify you of our privacy policy at least annually or any time it changes.